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| Federal Reserve Chairman Ben Bernanke said Thursday that they did not believe the growing quantity of mortgage defaults would seriously harm the economy.Facing criticism from individuals Congress about lax regulation, Bernanke also promised how the Fed would do everything possible to crack upon abuses that have put an incredible number of homeowners in jeopardy of defaulting on their own mortgages."We at the Federal Reserve will do all that we can easily to prevent fraud and abusive lending and also to ensure that lenders employ sound underwriting practices and make effective disclosures to consumers," Bernanke said in remarks prepared for a financial conference in Chicago.However, Bernanke as part of his remarks did not detail any sort of tightening of regulations, saying just that the Fed would hold hearings in coming weeks on the matter.Bernanke said that whilst it was likely that there would be further increases in mortgage delinquencies and foreclosures this coming year and in 2008, he did not believe this problem could be enough to derail the general economy."We believe the effect of the troubles in the subprime sector on the broader housing market will be limited and that we do not expect significant spillovers in the subprime market to the rest of the economy in order to the financial system," Bernanke said.In answering questions, Bernanke said he believed the economic system would be able to "absorb the losses from this subprime mortgage problem" without difficulty.Bernanke, who served as President Bush's chief economic adviser before over the Fed post in February 2006, said regulators would have to be sure that any rules they imposed did not stifle the market for legitimate loans."We should be careful not to inadvertently suppress responsible lending or eliminate refinancing opportunities for subprime borrowers," he was quoted saying in his remarks, copies that were distributed in Washington.Sen. Charles Schumer, D-N.Y., said it was good news that Bernanke was suggesting possible new rules that could be issued this summer to hack down on abusive practices. But Schumer said help was needed sooner for homeowners facing foreclosures."We will need to take action today to stem the tide of foreclosures sweeping through our neighborhoods," he stated in a statement. "I hope Chairman Bernanke is right when he says that a slumping housing sector will not affect the broader economy, on the other hand would not bet your house on it."Schumer has introduced legislation to help you homeowners avoid foreclosures by boosting funds to community groups that offer financial counseling.Bernanke's comments to some banking conference sponsored by the federal government Reserve Bank of Chicago marked his most extensive review of the troubles within the subprime market since the Fed and also other banking regulators came under criticism from members of Congress.Senate Banking Committee Chairman Christopher Dodd said a "chronology of regulatory neglect" allowed the difficulties in the subprime market to go unchecked.Banks and also other lenders loosened their standards for making riskier mortgages during the five-year housing boom.The problems in subprime mortgages — higher-priced home mortgages for people with weaker credit histories — have roiled real estate markets in recent months and raised concerns about possible spillover effects for the larger economy.However in his speech, Bernanke said that the "vast majority of mortgages, including even subprime mortgages, carry on and perform well."He said that past gains in home prices have left most householders with significant amounts of equity inside their houses and the development in jobs and incomes should allow most households to maintain their financial obligations in a manageable range. mulberry mitzy east west hobo
This was a week of close-ups, some welcomed while others unwanted.Rosie O'Donnell started her stint on ABC's "The View" Tuesday morning, Filling the moderator slot vacated in June by Meredith Vieira (who went to NBC's "Today" show), O'Donnell was greeted by a rousing standing ovation through the studio audience.Katie Couric made history Tuesday because the first female solo network news anchor on tv. The debut broadcast of "The CBS Evening News with Katie Couric" handily won the ratings race in its time slot.Through the broadcast, Couric revealed the very first photos ever shown in public areas of Tom Cruise and Katie Holmes' baby, Suri. The images were from the family's cover photo shoot on Vanity Fair.Hilary Duff didn't just pose for Seventeen magazine's October issue, she signed on be the magazine's guest editor, too.The CBS soap opera "Guiding Light" celebrated the airing of the 15,000th episode Thursday. The show originated on radio in 1937 and moved to television in 1956. Lindsay Lohan was not really ready for her close-up when she arrive at an event to promote her movie "Bobby" on the Venice Film Festival on Tuesday. A gust of wind blew up Lohan's dress as she was exiting a boat, revealing what was — in other words wasn't — underneath her dress. A staff of the Bauer-Griffin agency, which distributed the photos in the usa, confirmed to TheShowbuzz.com that this photos were taken by an Italian photographer on assignment for your Matrix agency in the U.K. and to the best of her knowledge these folks were authentic.Maybe Lindsay should ask Jennifer Aniston on the way to deal with the paparazzi. Aniston reached a confidential agreement with a photographer who used a telephoto lens to have topless shots of her at home last year.For once, Paris Hilton probably wasn't thrilled to have the paparazzi in attendance: She was pulled over on a DUI early Thursday morning. Although spokesman Elliot Mintz says Hilton "had one drink," police say she was driving erratically then when pulled over at a Hollywood intersection a blood alcohol level of .08, which is considered legally intoxicated. She was released on her own recognizance hours later. Models vogued and singers performed for your cameras at the second annual "Fashion Rocks" concert in The big apple on Thursday. The event was curated by Elton John and featured performances by Beyonce, Fergie, The Pussycat Dolls, Bon Jovi and others. The event raised funds to the Elton John AIDS Foundation. It airs on CBS Friday night.Lisa Marie Presley, Eve, Dita Von Teese and Debbie Harry displayed photos of their MAC Viva Glam marketing strategy during a news conference on Wednesday. Totally of the sales of Viva Glam lipsticks and lip glosses are donated to HIV and AIDS programs, including treatment, education and daily necessities."Crocodile Hunter" Steve Irwin was tragically killed by a stingray on Monday while filming a documentary about Australia's Great Barrier Reef. The TV star and animal expert loved in front of the camera, that they used as a tool to train his viewers about wildlife preservation. The Discovery Channel is encouraging his fans to create donations in his memory to wildlifewarriors.org.au.By Judy Faber mulberry antony bag
As Terri Schiavo's health waned, a federal judge refused Friday to get the reinsertion of her feeding tube, thwarting another change from the brain-damaged woman's parents within their now-quixotic legal battle to keep her alive.To get a second time, U.S. District Judge James Whittemore ruled from the parents, Bob and Mary Schindler, who had asked him to allow their emergency request to regenerate her feeding tube as they considers a lawsuit they filed. The Schindlers, longing for a legal miracle, have attracted the 11th Circuit Court of Appeals for that third time now.Bob Schindler visited his daughter for around 15 minutes Friday morning. "Terri is weakening; she's right down to her last hours," he was quoted saying. "So something has to be done, and possesses to be done quick."He said the entice the Atlanta court is "very, very viable and we're encouraging the appellate court to take a hard look at this thing and perform the right thing.""The courts clearly say enough is enough," says CBS News.com Legal Analyst Andrew Cohen. "At some time, the Schindler's lawyers have to be mindful of their ethical obligations never to file appeals that don't have a reasonable chance of success."The tube was removed the other day on a state judge's order that agreed with her husband, who has said she gets no hope for recovery and wouldn't want to be kept alive artificially. The Schindlers believe their daughter could improve and wouldn't desire to die.Schiavo's death could come inside an hour or a week. Right-to-life protesters won't give up, and their ire is popping inward on Gov. Jeb Bush. The activists wanted Bush to ignore the courts and snatch Schiavo from your hospice and her husband's custody in a illegal raid, reports CBS News Correspondent Kelly Cobiella. However, the governor made his position very clear. "I can't go beyond what my powers are and i am not going to get it done."Instead, Gov. Jeb Bush has ordered his legal team to scour state laws for the way to reconnect Schiavo's feeding tube.Michael Schiavo's attorney George Felos slammed Gov. Bush's increasingly tenuous efforts to bypass the courts."We haven't seen obstructionism like this since the days of George Wallace and also the civil rights movement, attempting to stop a black man from entering the institution," Felos told the CBS News Early Show .As of Friday morning, Terri Schiavo, 41, ended up without food or water for nearly seven days and was showing signs and symptoms of dehydration -- flaky skin, dry tongue and lips, and sunken eyes, according to attorneys and friends in the Schindlers. "She's still cognitive," Schiavo's father told CBS News Correspondent Mark Strassmann. "She hasn't lapsed in any sort of a coma yet, but that will come."She has now been off the tube longer than she was in 2003, when the tube was removed for six days and five hours. It absolutely was reinserted when the Legislature passed a law later thrown out by the courts.On Thursday, Pinellas Circuit Judge George Greer denied Gov. Jeb Bush's request to permit the state take Terri Schiavo into protective custody. Bush, continuing his steadfast support with the Schindlers, appealed to the 2nd District Court of Appeal.In the appeal to the federal courts, Gov. Bush cited the medical opinion of the doctor who is a prominent member of the Christian Medical Association, which opposes abortion, euthanasia and assisted suicide, reports CBS News Medical Correspondent Elizabeth Kaledin.Dr. William Cheshire, who declined to provide an interview to CBS News, issued a 7-page affidavit after having a 90-minute bedside visit saying she's in fact minimally conscious, and can feel pain."The visitor has a distinct sense of the existence of a living human being," he writes, "who seems at some level to be familiar with some things around her.""That's totally bogus," responds Dr. Ronald Cranford in the University of Minnesota, among the eight doctors to really examine Terri Schiavo. no previous page next 1/2 mulberry ledbury
Four agencies are waiting to listen for the results of Home Depot's creative ad agency review: The Richards Group in Dallas (independent and also the incumbent), Omnicom's GSD&M Idea City in Austin, Texas; Interpublic's Hill, Holliday, Connors, Cosmopulos in Boston; and WPP Group's JWT in Nyc. After making its creative decision, Lowe's will next use look at its $580 million media buying account. Is really a look at the context of Home Depot's decision:It's not news that Home Depot is suffering mightily inside the recession. The company was plunged head first into the maelstrom because it is so dependent upon the sector that started the difficulty, real estate. In Q3, Home Depot's sales tanked 6.2 percent to $17.8 billion; its net gain sank 30.7 percent to $756 million.Is anything rising? Yes. Selling, general and administrative expenses rose 2 percent, to $4.2 billion. To put it differently, it would appear that part of Home Depot's trouble is that as sales decline, its marketing and admin expenses are eating its profit.The math tells us that its annual advertising expenses has to be roughly 4 percent of that SG&A number. As paid media is roughly 40 % of all marketing, then Home Depot's total marketing spend is probably somewhere near 9 % of SG&A. It's not a huge portion, however it is large enough to warrant attention at a company that desperately needs to cut costs when it is to continue returning positive post tax profit to its shareholders. HD is already on an efficiency drive inside its IT department. The company said it would utilize advertising next in their Q3 call: mulberry daria hobo bag
NEW YORK (MarketWatch) -- U.S. stocks declined Friday, with all the indexes poised for monthly gains and weekly losses, using a July drop in personal income, a rise in oil prices as well as a worse quarter than forecast for Dell Inc. supporting a bearish view prior to the long weekend."The marketplace is trying to get a sense of what oil will do and how the impact of the tropical storm headed toward the Gulf Coast will probably influence oil prices in the next week, and it's working with the Dell news from the other day coming in below expectations," said Robert Pavlik, chief investment officer at Oaktree Asset Management.After three straight sessions of gains, the Dow Jones Industrial Average fell 125.30 suggests 11,589.88, effortlessly but of its 30 components trading lower.As things stood in afternoon trade, the Dow was poised for any monthly gain of just one.9% and a weekly decline of 0.3%.Shares of Intel Corp. were around the most in recent action, off 2.7%.The S&P 500 Index fell 12.11 suggests 1,288.57, with it pacing the declines among 10 industry groups, down 1.9%.With lower than two hours to go in Friday's session, the S&P was readying to get a 0.3% decline plus a monthly advance of 1.7%.The Nasdaq Composite Index fell 38.73 points to 2,372.91, leaving it up 2% for the month and down 1.7% for that week.Volume for the New York Stock Exchange topped 412 million, and decliners topped advancers about 4 to a few. On the Nasdaq, 355 million shares were exchanged, and decliners outran advancing stocks nearly 2 to a single.Among the tech laggards, shares of Dell fell 12.6% following your PC maker reported a 17% profit drop as margins were hurt by efforts to build out its consumer-product lines and overseas markets. .Early economic data also weighed. The Commerce Department said consumer spending fell 0.7% in July, probably the most in almost 36 months, while incomes also dropped. ."The decline in personal income is practical, given job losses, the slowing economy knowning that the economic stimulus has been used up," commented Pavlik, who downplayed value of later data which had a gauge of producing activity in the Chicago region collecting in August, and a measure of consumer sentiment improving a lttle bit. Also, ongoing worries that Tropical Storm Gustav might damage critical energy infrastructure from the Gulf of Mexico fueled the price tag on oil futures, with crude for October delivery up 46 cents at $116.05 a barrel from the New York Mercantile Exchange. "There's not a heck of lot you could take away from today's action starting next week; it all depends on storm and exactly how economic data plays out next week," added Pavlik, who pointed to unemployment numbers of particular concern."Through July, 463,000 jobs are already lost since the beginning of the year -- if you see an increase in the unemployment rate, the markets gets pretty concerned," the Oaktree investment officer said.Active IssuesMarvell Technology Group Inc. dropped 5% since the chipmaker forecast current quarter sales below analyst expectations.Microsoft Corp. said it's going to buy Web-based survey company Greenfield Online Inc. for $486 million in cash, or $17.50 a cash. That tops a prior bid by buyout firm Quadrangle of $15.50 a share.U.S. stocks climbed Thursday as MBIA Inc. led a rally in financial shares as well as the government hiked its previous tally of economic growth in the second quarter. The Dow industrials rose 212 points, the Nasdaq Composite rose 29 points along with the S&P 500 added 19 suggests climb back higher than the 1,300.By Kate Gibson mulberry somerset bag
Halliburton, the company with $2 billion in Iraq contracts, is accused of once again joining the U.S. government in covering up a terrible crime by some employees.Jamie Leigh Jones, now 22-years-old, was employed by Halliburton in Baghdad when she says a small grouping of co-workers sexually assaulted her and after that locked her inside a shipping container under guard without food or water. She remained there until she convinced a sympathetic guard to sneak her a phone so she could call her father in Texas. Jones' father then called their congressman, Rep. Ted Poe, R-Texas. Poe said he contacted the state of hawaii Department, which dispatched agents to rescue Jones. "Within A couple of days, they had gone to Baghdad, two agents found her, rescued her, got her for an Army hospital, got her medical needs taken care of and she was cut back home," Poe told CBS' The first Show on Wednesday.But, Poe says, "Once she returned, that's when things appeared to stop. We could not have any satisfaction from the State Department on who these folks were that assaulted her, where these folks were." However, he says, now that Jones makes the allegations public, "I expect things are moving much faster.""We're getting some answers," Poe said.On Tuesday, the chairman of the home Judiciary Committee asked the Justice Department to offer a full account of the company's investigation into the matter. Jones filed a federal lawsuit in May against Halliburton Co., its former subsidiary, KBR Inc. while others claiming she was raped by co-workers while working at Camp Hope, Baghdad, in 2005.In the letter dated Tuesday, Rep. John Conyers, D-Mich., asked Attorney General Michael Mukasey if his office had investigated Jones' claims and whether the Justice Department has jurisdiction to prosecute under military provisions of the USA Patriot Act. Conyers also seeks clarification with a statement from KBR, the military contractor that split from Halliburton in April, which says it had initiated investigations into the alleged assault but later halted the probe. KBR has said it was "instructed to cease by government authorities because they were assuming sole responsibility for that criminal investigations." Justice Department spokesman Peter Carr said Tuesday the agency was reviewing Conyers' letter. "The Department is investigating this condition and because it's an ongoing investigation, we're unable to comment further," Carr said.Jones' case got renewed attention soon after ABC News previewed a written report of the allegations it plans to air on "20/20" next month. Jones began working for KBR as an administrative assistant in 2004 when she was 19, but later transferred to Iraq with another Halliburton subsidiary, based on her lawsuit. The suit, filed in U.S. District Court in Beaumont, claims Jones lived in a co-ed barracks and, after enduring harassment from many of the men in the quarters, was drugged and raped July 28, 2005. Her attackers were Halliburton and KBR firefighters, the suit claims. The petition says the facility was under direct control of the U.S. government, KBR and Halliburton, collectively. Jones' attorney, L. Todd Kelly, declined to state where Jones was living now because she fears on her behalf safety. He declined to elaborate. Jones' Internet site highlights her nonprofit foundation to aid fellow contract workers who may have been sexually assaulted, and displays her "therapeutic" still-life paintings she offers to paint on commission. Your website also mentions a screenplay of her story in Iraq. Inside a statement, KBR said it couldn't comment on specifics of the case however that the safety and security of its employees were its top priority. Halliburton says it is improperly named inside the matter and expects to be dismissed from the case. "It could be inappropriate for Halliburton to touch upon the merits of an matter affecting only the interest of KBR," the oilfield services company said within a statement. State Department spokesman Sean McCormack declined Tuesday to reply to specifics of the case, but he confirmed its Bureau of Diplomatic Security had taken care of immediately and investigated the incident. He said the results were turned over to the Justice Department. mulberry laptop case
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